PERSONAL IDENTITY PROTECTION
Your identity is a valuable asset that deserves special protection, just like your home, autos, health and other assets.
In the event you become a victim of identity fraud, you may incur expenses in the battle to regain your good name.
Having resources that are able to support your efforts and financial and emotional well being is an essential element of your protection.
ARE YOU PROTECTED?
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What is Identity Theft?
Identity theft or identity fraud is a criminal event that occurs when one person takes sensitive personal information belonging to somebody else and uses it without authority for abuse or gain. Identity theft can affect your ability to conduct normal daily affairs and cost you thousands of dollars and hundreds of hours trying to get back your good name.
How does an identity thief get my personal information?
Sensitive personal information is readily accessible and can easily be abused by unscrupulous people. Social security numbers, birth certificates, driver’s licenses, credit card information, and financial account numbers can be obtained via a lost wallet, “dumpster diving”, the mail, your employer, your hospital, your Internet account, or potentially from one of the thousands of data breach events that have occurred in the past few years, just to name a few.
How do I know if I am a victim?
Checking your own banking and billing statements for changes or unknown purchases will help you become aware of some kinds of fraud as soon as it happens. Other times you will only become aware after the fact. Here are the most common ways to know if you are a victim:
Charges on your statements for purchases you did not make
Failing to receive regular bill in the mail
Fraudulent accounts or inaccurate information on your credit reports
Bills from creditors you do not have a relationship with
Collection calls or letters for accounts you never had
Being denied credit for no apparent reason
What do I do if I think I am a victim?
For Identity Fraud, Inc. members, victim assistance is only a phone call away and if victim expenses are incurred, identity insurance helps cover the cost. Fortunately, in most cases of fraud, victims are not responsible for losses. However, proving your innocence is often a difficult task. That’s why Identity Fraud, Inc. resolution services and identity insurance remain important.
Remember, your identity is an asset that deserves protection. Not all identity insurance is created equal. With Identity Fraud, Inc. identity insurance, you likely have better protection than other standard identity coverage, which is critical in the event of loss.